Effective Date: March 7, 2026

The information and computational tools provided on calculator.aajkyahai.com (the “Website”) are strictly for educational, informational, and illustrative purposes only. By accessing and using our calculators, you agree to the following disclaimers.

1. Financial, Tax, and Legal Disclaimer

calculator.aajkyahai.com and its affiliates do not provide tax, legal, or accounting advice. The content and outputs generated by our financial tools—including but not limited to our FHA Loan Calculator, SBA Loan Calculator, Buy-to-Let Yield Calculator, Stamp Duty (SDLT) Calculator, and various tax estimators—are intended to provide general estimates based on standard mathematical formulas and the user’s manual inputs.

• Not Professional Advice: The results provided by our tools do not constitute professional financial, investment, legal, or tax advice, and they should not be relied upon as such.
• Variable Factors: Real-world financial figures are subject to individual lender requirements, credit score variations, localized property taxes, closing costs, and changing economic rates (such as the Wall Street Journal Prime Rate or Federal Reserve adjustments).
• Consult a Professional: You should always consult your own certified tax professional, financial advisor, or legal counsel before engaging in any major financial transaction, business valuation, or real estate purchase.

2. Health and Medical Disclaimer

The health, fitness, and lifestyle calculators provided on this Website—including but not limited to the Total Daily Energy Expenditure (TDEE) Calculator, Basal Metabolic Rate (BMR) Calculator, Body Fat Percentage Calculator, Macro Calculator, and Pregnancy Due Date Calculator—are for general informational purposes only.

• Not Medical Advice: The outputs generated by these tools are not intended to be a substitute for professional medical advice, diagnosis, or treatment.
• Consult a Physician: Always seek the advice of your physician, registered dietitian, or other qualified health provider with any questions you may have regarding a medical condition, dietary changes, or starting a new fitness regimen. Never disregard professional medical advice or delay in seeking it because of something you have read or calculated on this Website.

3. Blood Alcohol Concentration (BAC) Specific Disclaimer

Our Blood Alcohol Concentration (BAC) Estimator provides a mathematical approximation based on average metabolic rates, weight, and gender.

• Do Not Rely on This Tool to Drive: Alcohol metabolism varies drastically from person to person based on genetics, food intake, medication, and overall health. This calculator must never be used to determine if it is legally or physically safe for you to operate a motor vehicle, heavy machinery, or engage in any other potentially dangerous activity. Always adhere to the strict drink driving laws and BAC limits of your local jurisdiction.

4. “As Is” Basis and Accuracy of Information

While we strive to keep our algorithms updated with the latest 2026 data, tax brackets, and scientific formulas, the Website and any included services are provided on an “AS IS” basis, without any warranties of any kind.

calculator.aajkyahai.com makes no warranties or representations—express or implied—regarding the absolute accuracy, completeness, or reliability of the results provided. We do not guarantee that the calculators are free of defects, errors, or omissions.

5. Affiliate and Advertising Disclosure

To keep our computational tools 100% free for users, calculator.aajkyahai.com utilizes advertising and affiliate monetization strategies.

• Google AdSense: We display advertisements served by Google AdSense and its third-party partners.
• Affiliate Links: Some of the pages on this Website may contain affiliate links to third-party financial products, software, or services. If you click on an affiliate link and make a purchase or sign up for a service, we may receive a commission at no additional cost to you.
• Third-Party Independence: We do not own, control, or directly endorse the third-party lenders, insurance providers, or businesses that may advertise on our site. Any agreements or transactions you make with these third parties are strictly between you and the provider.

6. Limitation of Liability

Under no circumstances shall calculator.aajkyahai.com, its owners, developers, or affiliates be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, the tools and information on this Website. Your use of the Website is entirely at your own risk.

Contact Us

If you have any questions regarding this disclosure, please contact us at: Email: admin@aajkyahai.com